Campbell Clinic, P.C.

Germantown, TN Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
960Participants+28% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#35 of 51Health care in TNBy participants

Overview

Campbell Clinic, P.C. sponsors a self-funded health plan that covered 960 participants in plan year 2025, up 28% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
960 · prior year 753
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Campbell Clinic Health and Welfare Plan, plan 505 (960 participants)
Broker compensation
$142K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability960$705K$109K
Delta Dental of TennesseeDental1,342$477K$31K
Vision Service PlanVision705$74K$2K
ConcernEmployee Assistance Program960$11K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 960 participants × $2,371 national average per member. Usually higher once dependents are counted.

$59K–$146K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$43K
Lower-cost therapeutic alternatives$25K–$53K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Campbell Clinic, P.C.
Sponsor EIN
62-0811256
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 62-0811256 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Campbell Clinic, P.C. Employees' Retirement Plan and Trust
Type
401(k) plan
Participants
1,234

About this data

Source: Campbell Clinic, P.C.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Campbell Clinic, P.C..

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