American Addiction Centers
Overview
American Addiction Centers sponsors a self-funded health plan that covered 910 participants in plan year 2025, down 35% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 910 · prior year 1,398
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- American Addiction Centers Employee Benefits Plan, plan 501 (910 participants)
- Stop-loss carrier
- Bluere of Tennessee
- Broker compensation
- $276K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental, Life, Short-term disability, Long-term disability, Accidental, Critical Illness, Hospital Indemnity | 1,532 | $1.2M | $236K |
| Bluere of Tennessee | Stop-loss | 1,123 | $1.1M | $24K |
| Vision Service Plan | Vision | 666 | $88K | $2K |
| Combined Insurance Company of America | Accident, Critical Illness, Hospital Ind | 857 | $18K | $14K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 910 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- American Addiction Centers
- Sponsor EIN
- 20-8623320
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-8623320 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- AAC, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,547
About this data
Source: American Addiction Centers's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Addiction Centers.