Cardinal Healthcare Management, Inc.

North Olmstead, OH Professional servicesNAICS 541600

Self-funded health planPlan year 2025Renews January
803Participants+60% vs. prior year
$1.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#26 of 44Professional services in OHBy participants

Overview

Cardinal Healthcare Management, Inc. sponsors a self-funded health plan that covered 803 participants in plan year 2025, up 60% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
803 · prior year 501
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cardinal Healthcare Welfare Benefit Plan, plan 501 (803 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$17K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Short-term disability803$81K$12K
Sun Life Assurance Company of CanadaStop-loss120$52K$3K
Metropolitan Life Insurance CompanyVision225$21K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.9M/ year

Estimated prescription spend: 803 participants × $2,371 national average per member. Usually higher once dependents are counted.

$50K–$122K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$36K
Lower-cost therapeutic alternatives$21K–$44K
Generic pricing vs. actual cost$9K–$27K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cardinal Healthcare Management, Inc.
Sponsor EIN
93-4402849
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-4402849 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Cardinal Healthcare Management, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cardinal Healthcare Management, Inc..

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