Careington International Corp.

Frisco, TX Finance & insuranceNAICS 524290

Self-funded health planPlan year 2025Renews January
534Participants-7% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#35 of 38Finance & insurance in TXBy participants

Overview

Careington International Corp. sponsors a self-funded health plan that covered 534 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
534 · prior year 577
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Careington International Corp. Employee Benefits Plan, plan 501 (534 participants)
Broker compensation
$138K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Insurance CompanyLife, Short-term disability, Long-term disability534$441K$71K
United of Omaha Life Insurance CompanyDental350$317K$40K
Vision Service PlanVision459$82K$8K
Standard Insurance CompanyIndividual Disability38$74K$12K
Legal Access Services Group, LLCPrepaid Legal124$32K$5K
Unum Life Insurance Company of AmericaGroup Long Term Care39$12K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 534 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$81K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Careington International Corp.
Sponsor EIN
75-2425662
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-2425662 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Careington 401(k) Plan
Type
401(k) plan
Participants
788

About this data

Source: Careington International Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Careington International Corp..

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