LD Services, LLC

Pasadena, TX Finance & insuranceNAICS 525990

Self-funded health planPlan year 2025Renews January
507Participants+7% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#38 of 38Finance & insurance in TXBy participants

Overview

LD Services, LLC sponsors a self-funded health plan that covered 507 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
507 · prior year 475
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
4-Horn Management, LLC Health and Welfare Plan, plan 502 (507 participants)
Broker compensation
$122K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Symetra Life Insurance CompanyLife, Short-term disability, Long-term disability507$608K$78K
Bluecross Blueshield of TexasDental773$239K$33K
Dearborn Life Insurance CompanyVision464$52K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 507 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
LD Services, LLC
Sponsor EIN
26-0898470
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-0898470 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
4-Horn Management 401(k) Plan
Type
401(k) plan
Participants
623

About this data

Source: LD Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with LD Services, LLC.

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