Caribou Coffee Company Inc.
Overview
Caribou Coffee Company Inc. sponsors a self-funded health plan that covered 3,378 participants in plan year 2025, up 22% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,378 · prior year 2,777
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Caribou Coffee Company, Inc. Health and Welfare Benefits Plan, plan 555 (3,378 participants)
- Broker compensation
- $48K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Long-term disability, Life, Accident, Critical Illness, Hospital Ind | 3,247 | $1.2M | $48K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 2,294 | $188K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,378 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Caribou Coffee Company Inc.
- Sponsor EIN
- 41-1731219
- Plan number
- 555
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-1731219 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Caribou Coffee Company Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Caribou Coffee Company Inc..