Cars.com
Overview
Cars.com sponsors a self-funded health plan that covered 1,665 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,665 · prior year 1,738
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cars.com Welfare Benefit Plan, plan 501 (1,665 participants)
- Broker compensation
- $96K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Long-term disability, Group Accident | 1,559 | $659K | $58K |
| Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co. | Vision | 1,205 | $214K | — |
| Unum Insurance Company | Group Accident, Critical Illness, Hospital Care | 326 | $176K | $38K |
| Delta Dental of Illinois | Dental | 1,391 | $65K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,665 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cars.com
- Sponsor EIN
- 36-4466253
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 36-4466253 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Cars.com, LLC 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 2,557
About this data
Source: Cars.com's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cars.com.