HGS USA, LLC
Overview
HGS USA, LLC sponsors a self-funded health plan that covered 1,958 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,958 · prior year 777
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- HGS USA, LLC Group Benefit Plan, plan 501 (1,958 participants)
- Broker compensation
- $63K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 560 | $412K | $41K |
| Unum Insurance Company | Accident, Critical Illness, Hospital Ind | 109 | $77K | $18K |
| Vision Service Plan | Vision | 113 | $27K | $3K |
| HGS USA, LLC | Vision | 397 | $19K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,958 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- HGS USA, LLC
- Sponsor EIN
- 73-1723493
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 73-1723493 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: HGS USA, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with HGS USA, LLC.