Carter Bloodcare

Bedford, TX Health careNAICS 621900

Self-funded health planPlan year 2025Renews January
1,116Participants+45% vs. prior year
$2.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#54 of 90Health care in TXBy participants

Overview

Carter Bloodcare sponsors a self-funded health plan that covered 1,116 participants in plan year 2025, up 45% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,116 · prior year 768
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Carter Bloodcare Welfare Benefit Plan, plan 501 (1,116 participants)
Broker compensation
$150K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United Healthcare Insurance CompanyShort-term disability, Long-term disability, Life969$742K$104K
Cigna Health and Life Insurance Company and AffiliatesDental, Vision743$502K$41K
Pre-Paid Legal Services Inc. DBA Legal ShieldLegal Services Plan Memberships169$27K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.6M/ year

Estimated prescription spend: 1,116 participants × $2,371 national average per member. Usually higher once dependents are counted.

$69K–$170K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$50K
Lower-cost therapeutic alternatives$29K–$61K
Generic pricing vs. actual cost$13K–$38K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Carter Bloodcare
Sponsor EIN
75-1035606
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-1035606 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Carter Bloodcare Employee's Savings Plan
Type
401(k) plan
Participants
1,173

About this data

Source: Carter Bloodcare's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Carter Bloodcare.

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