Finthrive Revenue Systems, LLC

Plano, TX Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
1,182Participants+1% vs. prior year
$2.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#53 of 90Health care in TXBy participants

Overview

Finthrive Revenue Systems, LLC sponsors a self-funded health plan that covered 1,182 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,182 · prior year 1,176
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Finthrive Revenue Systems, LLC Health and Welfare Plan, plan 501 (1,182 participants)
Broker compensation
$216K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability1,209$1.1M$133K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision3,368$207K$11K
Cigna Health and Life Insurance CompanyAccident, Critical Illness, Hospital1,182$198K$67K
Arag Insurance CompanyLegal404$46K$5K
Evernorth Care Solutions, Inc.Employee Assistance Program5,213$43K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.8M/ year

Estimated prescription spend: 1,182 participants × $2,371 national average per member. Usually higher once dependents are counted.

$73K–$180K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$53K
Lower-cost therapeutic alternatives$31K–$65K
Generic pricing vs. actual cost$13K–$40K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Finthrive Revenue Systems, LLC
Sponsor EIN
47-4470095
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-4470095 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Finthrive 401(k) Plan
Type
401(k) plan
Participants
2,346

About this data

Source: Finthrive Revenue Systems, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Finthrive Revenue Systems, LLC.

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