Cascades USA Inc.
Overview
Cascades USA Inc. sponsors a self-funded health plan that covered 3,924 participants in plan year 2025, up 91% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,924 · prior year 2,056
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cascades USA Health and Welfare Plan, plan 502 (3,924 participants)
- Broker compensation
- $490K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental, Life, Short-term disability, Long-term disability | 3,924 | $3.8M | $171K |
| Continental American Insurance Company | Short-term disability | 1,745 | $980K | $158K |
| Massachusetts Mutual Life Insurance Company | Life | 1,092 | $658K | $161K |
| Anthem Blue Cross | Vision | 3,236 | $187K | — |
| Maxorplus, Ltd. | Prescription drug | 2,533 | $167K | — |
| Metropolitan General Insurance Company | Legal | 261 | $58K | $70 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,924 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cascades USA Inc.
- Sponsor EIN
- 68-0592968
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 68-0592968 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Cascades 401(k) Savings and Retirement Plan
- Type
- 401(k) plan
- Participants
- 2,432
About this data
Source: Cascades USA Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cascades USA Inc..