Lactalis USA
Overview
Lactalis USA sponsors a self-funded health plan that covered 4,905 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,905 · prior year 1,905
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Lactalis USA and Subsidiaries Pre-Tax Welfare Benefit Plan, plan 501 (4,905 participants)
- Broker compensation
- $427K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life and Health Insurance Company | Life, Short-term disability, Long-term disability | 4,905 | $3.8M | $386K |
| Vision Service Plan | Vision | 3,596 | $573K | $7K |
| Metropolitan Life Insurance Company | Critical Illness, Accident | 1,198 | $501K | $34K |
| ComPsych | Employee Assistance Program | 4,481 | $87K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,905 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Lactalis USA
- Sponsor EIN
- 86-1275571
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 86-1275571 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Lactalis USA's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lactalis USA.