Cavender Interests
Overview
Cavender Interests sponsors a self-funded health plan that covered 1,675 participants in plan year 2025, up 11% from the prior year. The plan year starts in August. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,675 · prior year 1,511
- Plan year
- Begins August 1 · next renewal August 2027
- Health plans filed
- Cavender Employee Benefit Plan, plan 501 (1,675 participants)
- Broker compensation
- $11K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| The Guardian Life Insurance Company of America | Dental, Vision, Life, Short-term disability, Long-term disability, PPO | 1,675 | $1.1M | $11K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,675 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cavender Interests
- Sponsor EIN
- 74-1619391
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 74-1619391 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Cavender Employee Capital Accumulation Plan
- Type
- 401(k) plan
- Participants
- 1,934
About this data
Source: Cavender Interests's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cavender Interests.