CCH Healthcare, LLC

Lakewood, NJ Professional servicesNAICS 541600

Self-funded health planPlan year 2025Renews January
2,052Participants0% vs. prior year
$4.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 32Professional services in NJBy participants

Overview

CCH Healthcare, LLC sponsors a self-funded health plan that covered 2,052 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,052 · prior year 2,052
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CCH Healthcare, LLC, plan 501 (2,052 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$358K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Continental American Insurance Company—1,141$952K$231K
Sun Life Assurance Company of CanadaStop-loss744$775K—
Humana Insurance Company—1,017$616K$14K
Combined Insurance—604$425K$113K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.9M/ year

Estimated prescription spend: 2,052 participants × $2,371 national average per member. Usually higher once dependents are counted.

$126K–$312K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$37K–$92K
Lower-cost therapeutic alternatives$54K–$113K
Generic pricing vs. actual cost$23K–$70K
PBM contract terms$12K–$36K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
CCH Healthcare, LLC
Sponsor EIN
46-4387016
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-4387016 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
CCH Healthcare Retirement Plan
Type
401(k) plan
Participants
2,738

About this data

Source: CCH Healthcare, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CCH Healthcare, LLC.

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