Fragomen, Del REY, Bernsen & Loewy, LLP
Overview
Fragomen, Del REY, Bernsen & Loewy, LLP sponsors a self-funded health plan that covered 2,549 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,549 · prior year 2,550
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Fragomen, Del REY, Bernsen & Loewy, LLP Employee Benefits Plan, plan 504 (2,549 participants)
- Broker compensation
- $92K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Aetna Life Insurance Company | Dental | 3,837 | $2.0M | — |
| First Unum Life Insurance Company | Life, Long-term disability | 2,585 | $1.2M | $17K |
| Metropolitan Life Insurance Company | Hospital Indemnity, Accident, Critical Illness | 978 | $418K | $36K |
| Fidelity Security Life Insurance Company | Vision | 3,587 | $238K | — |
| Provident Life and Casualty Insurance Company | Long-term disability | 76 | $135K | $23K |
| Provident Life and Accident Insurance Company | Long-term disability | 26 | $82K | $14K |
| National Union Fire Ins Co. of Pittsburgh, PA | Business Travel Accident | 2,548 | $9K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,549 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Fragomen, Del REY, Bernsen & Loewy, LLP
- Sponsor EIN
- 13-2726464
- Plan number
- 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-2726464 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Fragomen, Del REY, Bernsen & Loewy, LLP 401(k) Profit Sharing Plan
- Type
- 401(k) plan
- Participants
- 3,533
About this data
Source: Fragomen, Del REY, Bernsen & Loewy, LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Fragomen, Del REY, Bernsen & Loewy, LLP.