Choctaw Nation of Oklahoma
Overview
Choctaw Nation of Oklahoma sponsors a self-funded health plan that covered 10,644 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,644 · prior year 10,016
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Section 125 Cafeteria Plan for the Choctaw 501 Nation of Oklahoma, plan 501 (10,644 participants)
- Stop-loss carrier
- QBE Insurance
- Broker compensation
- $639K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| The Guardian Life Insurance Company | Life, Short-term disability, Long-term disability | 10,644 | $12.0M | $342K |
| QBE Insurance | Stop-loss | 87,222 | $3.7M | $262K |
| Vision Service Plan | Vision | 6,522 | $821K | — |
| Provident Life and Accident Insurance Company | Life | 680 | $219K | $35K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,644 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Choctaw Nation of Oklahoma
- Sponsor EIN
- 73-0717979
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 73-0717979 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Choctaw Nation of Oklahoma Thrift Plan
- Type
- 401(k) plan
- Participants
- 15,248
About this data
Source: Choctaw Nation of Oklahoma's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Choctaw Nation of Oklahoma.