Circle of Care Acquisitions LLC

San Antonio, TX Health careNAICS 621610

Self-funded health planPlan year 2025Renews January
905Participants+39% vs. prior year
$2.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#62 of 90Health care in TXBy participants

Overview

Circle of Care Acquisitions LLC sponsors a self-funded health plan that covered 905 participants in plan year 2025, up 39% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
905 · prior year 650
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Circle of Care Acquisitions, LLC Health & Welfare Plan, plan 503 (905 participants)
Broker compensation
$78K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyDental, Vision, Life, Short-term disability848$390K$70K
American Heritage Life Insurance CompanyHospital905$39K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.1M/ year

Estimated prescription spend: 905 participants × $2,371 national average per member. Usually higher once dependents are counted.

$56K–$138K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$41K
Lower-cost therapeutic alternatives$24K–$50K
Generic pricing vs. actual cost$10K–$31K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Circle of Care Acquisitions LLC
Sponsor EIN
87-1292319
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 87-1292319 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Circle of Care Acquisitions LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Circle of Care Acquisitions LLC.

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