Clearwater Paper Corporation
Overview
Clearwater Paper Corporation sponsors a self-funded health plan that covered 2,236 participants in plan year 2025, down 27% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,236 · prior year 3,077
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Clearwater Paper Corporation Health & Welfare Plan, plan 501 (2,236 participants); Clearwater Paper Corporation Retiree Health & Welfare Plan, plan 503 (1,268 participants); Clearwater Paper Corporation Retiree Health Reimbursement Account Plan, plan 504 (856 participants)
- Broker compensation
- $185K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability, Accident, Critical Illness, Hospital Indemnity | 1,904 | $2.8M | $185K |
| Vision Service Plan | Vision | 1,734 | $349K | — |
| Health Advocate Solutions, Inc. | EAP | 1,958 | $74K | — |
| Hartford Life and Accident | BTA | 1,931 | $4K | $70 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,236 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Clearwater Paper Corporation
- Sponsor EIN
- 20-3594554
- Plan numbers
- 501, 503, 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-3594554 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Clearwater Paper Represented 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,844
About this data
Source: Clearwater Paper Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Clearwater Paper Corporation.