Cleveland Brothers Equipment Co. Inc.

Murrysville, PA Wholesale tradeNAICS 423800

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
1,623Participants+1% vs. prior year
$3.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 20Wholesale trade in PABy participants

Overview

Cleveland Brothers Equipment Co. Inc. sponsors a self-funded health plan that covered 1,623 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,623 · prior year 1,611
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cleveland Brothers Equipment Co., Inc. Health Care Plan, plan 501 (1,623 participants)
Broker compensation
$210K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Highmark Inc.Dental, Vision2,994$864K$143K
Madison National Life Insurance CompanyLife1,593$545K$52K
Symetra Life Insurance CompanyLong-term disability1,208$210K$14K
Zurich American Insurance CompanyBusiness Travel Accident1,533$10K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.8M/ year

Estimated prescription spend: 1,623 participants × $2,371 national average per member. Usually higher once dependents are counted.

$100K–$247K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$29K–$73K
Lower-cost therapeutic alternatives$43K–$89K
Generic pricing vs. actual cost$18K–$55K
PBM contract terms$10K–$29K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cleveland Brothers Equipment Co. Inc.
Sponsor EIN
23-1303465
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-1303465 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Cleveland Brothers Equipment Co. Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cleveland Brothers Equipment Co. Inc..

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