Ricoh USA, Inc.
Overview
Ricoh USA, Inc. sponsors a self-funded health plan that covered 1,895 participants in plan year 2025, up 34% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,895 · prior year 1,414
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ricoh USA, Inc. Flexible Spending Account, plan 519 (1,895 participants)
- Broker compensation
- $3.6M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Independence Blue Cross | Medical, Prescription drug, PPO | 4,970 | $40.4M | $831K |
| Aetna Life Insurance Co. | Medical, Dental | 3,083 | $28.5M | $5K |
| UnitedHealthcare Insurance Company | Vision, Medical | 11,924 | $28.0M | $600K |
| Cigna Health and Life Insurance Company and Affiliates (cigna) | Medical, Dental | 7,625 | $21.4M | $344K |
| Metropolitan Life Insurance Company | Life, Short-term disability, Long-term disability, Vision | 20,287 | $10.3M | $695K |
| Kaiser Foundation Health Plan, Inc. | Medical | 441 | $7.0M | $138K |
| Kaiser Foundation Health Plan of Georgia, Inc. | Medical | 726 | $6.8M | $126K |
| Upmc Health Options | Medical | 285 | $2.4M | $44K |
| Continental American Insurance Company | Accident, Critical Illness and Hospital | 2,964 | $2.2M | $477K |
| Kaiser Foundation Health Plan of Colorado | Medical | 266 | $2.2M | $40K |
| Priority Health Insurance Company | Medical | 275 | $2.1M | $43K |
| Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. | Medical | 166 | $1.7M | $31K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,895 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ricoh USA, Inc.
- Sponsor EIN
- 23-0334400
- Plan number
- 519
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-0334400 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ricoh USA, Inc. Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 16,631
About this data
Source: Ricoh USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ricoh USA, Inc..