Clubcorp USA, Inc.
Overview
Clubcorp USA, Inc. sponsors a self-funded health plan that covered 3,464 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,464 · prior year 3,678
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Clubcorp Health Benefits Plan, plan 501 (3,464 participants)
- Stop-loss carrier
- Reliastar Life Insurance Company; United Healthcare Services Inc.
- Broker compensation
- $533K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Stop-loss | 4,831 | $2.4M | $172K |
| Delta Dental Insurance Company | Dental | 2,209 | $1.4M | — |
| Lincoln National Life Insurance Company | Life, Long-term disability, Short-term disability, Leave Services | 7,090 | $1.1M | $189K |
| Meritain Health | Medical | 910 | $734K | — |
| The Lincoln National Life Insurance Company | Accident, Critical Illness | 565 | $256K | $77K |
| Alpha Dental Programs, Inc. | Dental | 736 | $181K | — |
| Metropolitan Life Insurance Company | Vision, Medical, Short-term disability, Life, Long-term disability | 3,913 | $116K | $86K |
| MetLife Legal Plans | Legal | 199 | $21K | $3K |
| United Healthcare Services Inc. | Stop-loss | 175 | $5K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,464 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Clubcorp USA, Inc.
- Sponsor EIN
- 75-2114856
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 75-2114856 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Invited 401k Plan
- Type
- 401(k) plan
- Participants
- 15,263
About this data
Source: Clubcorp USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Clubcorp USA, Inc..