CNO Services LLC
Overview
CNO Services LLC sponsors a self-funded health plan that covered 3,345 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,345 · prior year 3,454
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- CNO Health and Welfare Plan, plan 501 (3,345 participants)
- Broker compensation
- $151K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Short-term disability, Long-term disability | 5,367 | $2.3M | $149K |
| Delta Dental of Indiana | Dental | 5,163 | $1.7M | $2K |
| Vision Service Plan | Vision | 3,385 | $422K | — |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 257 | $123K | — |
| Curalinc Healthcare | Employee Assistance Program | 3,340 | $89K | — |
| Life Insurance Company of North America | Business Travel Accident | 3,345 | $3K | $2 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,345 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- CNO Services LLC
- Sponsor EIN
- 35-1965822
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 35-1965822 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- CNO 401k Plan
- Type
- 401(k) plan
- Participants
- 5,229
About this data
Source: CNO Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CNO Services LLC.