Community Memorial Healthcare

Ventura, CA Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
2,924Participants+3% vs. prior year
$6.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#26 of 68Health care in CABy participants

Overview

Community Memorial Healthcare sponsors a self-funded health plan that covered 2,924 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,924 · prior year 2,850
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CMH Employee Health Benefit Plan Trust, plan 501 (2,924 participants)
Broker compensation
$337K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLong-term disability, Life, Accidental Death and Dismemberment/emplo2,698$1.1M$204K
Unum Life Insurance Company of AmericaShort-term disability, Critical Illness, Accident, Hospital1,589$666K$120K
Eyemed Vision CareVision5,079$261K$9K
Provident Life and Accident Insurance CompanyLife506$150K$5K
Empathia Pacific, Inc.Employee Assistance Program2,951$70K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.9M/ year

Estimated prescription spend: 2,924 participants × $2,371 national average per member. Usually higher once dependents are counted.

$180K–$444K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$53K–$132K
Lower-cost therapeutic alternatives$77K–$161K
Generic pricing vs. actual cost$33K–$100K
PBM contract terms$17K–$52K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Community Memorial Healthcare
Sponsor EIN
95-1683892
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-1683892 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Community Memorial Health System 403(b) Plan
Type
Defined contribution plan
Participants
4,512

About this data

Source: Community Memorial Healthcare's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Community Memorial Healthcare.

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