Community Trust Bancorp Inc.
Overview
Community Trust Bancorp Inc. sponsors a self-funded health plan that covered 984 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 984
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Community Trust Bancorp Inc. Comprehensive Health and Welfare Wrap Plan, plan 508 (984 participants)
- Stop-loss carrier
- Anthem Health Plans of KY, Inc.
- Broker compensation
- $67K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Anthem Health Plans of KY, Inc. | Medical, Dental, Vision, Stop-loss | 1,298 | $2.7M | — |
| Aflac | Accident, Cancer, Critical Care, Hospita | 441 | $355K | $57K |
| Principal Life Insurance Company | Life, Long-term disability | 1,062 | $319K | $10K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 984 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Community Trust Bancorp Inc.
- Sponsor EIN
- 61-0979818
- Plan number
- 508
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 61-0979818 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Community Trust Bancorp Inc. Savings Plan
- Type
- 401(k) plan
- Participants
- 1,066
About this data
Source: Community Trust Bancorp Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Community Trust Bancorp Inc..