Lbce Holdings, Inc.

Lexington, KY Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
980Participants+5% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 4Holding companies in KYBy participants

Overview

Lbce Holdings, Inc. sponsors a self-funded health plan that covered 980 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
980 · prior year 934
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Link-Belt Health and Welfare Plan, plan 520 (980 participants)
Broker compensation
$48K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Long-term disability996$662K$48K
Fidelity Security Life Insurance CompanyVision1,506$78K—
Access Wellness Group, Inc.Employee Assistance Program724$19K—
Hartford Fire Insurance CompanyBusiness Travel Accident724——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 980 participants × $2,371 national average per member. Usually higher once dependents are counted.

$60K–$149K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Lbce Holdings, Inc.
Sponsor EIN
61-1099661
Plan number
520
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-1099661 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Link-Belt Employees' Savings & Investment Plan
Type
401(k) plan
Participants
1,246

About this data

Source: Lbce Holdings, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lbce Holdings, Inc..

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