Marcone Appliance Parts Company

St Louis, MO Health careNAICS 621900

Self-funded health planPlan year 2025Renews January
1,984Participants0% vs. prior year
$4.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#13 of 35Health care in MOBy participants

Overview

Marcone Appliance Parts Company sponsors a self-funded health plan that covered 1,984 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,984 · prior year 1,984
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Marcone Appliance Parts Company Employee Benefit Plan, plan 502 (1,984 participants)
Broker compensation
$337K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental, Vision2,298$2.8M$139K
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability978$1.5M$119K
Cigna Health and Life Insurance CompanyAccident, Critical Illness, Hospital978$248K$79K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.7M/ year

Estimated prescription spend: 1,984 participants × $2,371 national average per member. Usually higher once dependents are counted.

$122K–$302K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$36K–$89K
Lower-cost therapeutic alternatives$52K–$109K
Generic pricing vs. actual cost$23K–$68K
PBM contract terms$12K–$35K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Marcone Appliance Parts Company
Sponsor EIN
43-0728583
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-0728583 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Marcone Appliance Parts Center 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
2,176

About this data

Source: Marcone Appliance Parts Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Marcone Appliance Parts Company.

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