Concordance Healthcare Solutions

Tiffin, OH Wholesale tradeNAICS 424990

Self-funded health planPlan year 2025Renews January
864Participants+1% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#15 of 29Wholesale trade in OHBy participants

Overview

Concordance Healthcare Solutions sponsors a self-funded health plan that covered 864 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
864 · prior year 860
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Concordance Healthcare Solutions Employee Benefits Plan, plan 501 (864 participants)
Broker compensation
$28K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyVision, Life, Short-term disability, Long-term disability657$485K$28K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 864 participants × $2,371 national average per member. Usually higher once dependents are counted.

$53K–$131K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$39K
Lower-cost therapeutic alternatives$23K–$48K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Concordance Healthcare Solutions
Sponsor EIN
38-3986849
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-3986849 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Concordance Healthcare Solutions 401(k) Retirement Plan
Type
401(k) plan
Participants
1,040

About this data

Source: Concordance Healthcare Solutions's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Concordance Healthcare Solutions.

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