Englefield Inc.

Heath, OH Wholesale tradeNAICS 424700

Self-funded health planPlan year 2025Renews January
711Participants-14% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#19 of 29Wholesale trade in OHBy participants

Overview

Englefield Inc. sponsors a self-funded health plan that covered 711 participants in plan year 2025, down 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
711 · prior year 830
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Englefield Inc. Health Benefit Plan - Plan I Premium, plan 501 (711 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$65K across insured contracts
MedicalLife insuranceDentalVisionLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
RxbenefitsPrescription drug321$1.1M$5K
Sun Life Assurance Company of CanadaStop-loss323$742K$6K
HartfordLife, Long-term disability768$320K$52K
United Health CareTransplant323$42K—
EyemedVision527$34K—
Unum LifeWhole Life, Worksite Benefits65$24K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 711 participants × $2,371 national average per member. Usually higher once dependents are counted.

$44K–$108K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Englefield Inc.
Sponsor EIN
31-1248972
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-1248972 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Englefield, Inc. Savings and Retirement 401(k) Plan
Type
401(k) plan
Participants
789

About this data

Source: Englefield Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Englefield Inc..

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