Confluent Holdings, LLC
Overview
Confluent Holdings, LLC sponsors a self-funded health plan that covered 797 participants in plan year 2025, up 81% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 797 · prior year 441
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Confluent Holdings, LLC Group Insurance Plan, plan 502 (797 participants)
- Stop-loss carrier
- HM Life Insurance Company
- Broker compensation
- $128K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| HM Life Insurance Company | Stop-loss | 448 | $817K | — |
| The Guardian Life Insurance Company | Dental, Vision | 516 | $322K | $45K |
| United of Omaha Life Insurance Company | Life, VOL CI, Accident Only VOL, Long-term disability | 797 | $276K | $52K |
| Mutual of Omaha Life Insurance Company | Short-term disability | 797 | $170K | $31K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 797 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Confluent Holdings, LLC
- Sponsor EIN
- 47-4749384
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 47-4749384 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Confluent Holdings, LLC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 952
About this data
Source: Confluent Holdings, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Confluent Holdings, LLC.