Consolidated Pipe & Supply Company, Inc.

Birmingham, AL Wholesale tradeNAICS 423990

Self-funded health planPlan year 2025Renews January
827Participants+5% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Wholesale trade in ALBy participants

Overview

Consolidated Pipe & Supply Company, Inc. sponsors a self-funded health plan that covered 827 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
827 · prior year 786
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Consolidated Pipe & Supply Company, Inc. Wrap, plan 504 (827 participants)
Broker compensation
$60K across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Gerber Life Insurance CompanyLife827$510K—
Prudential Insurance Company of AmericaLife, Long-term disability1,047$418K$54K
Vision Service PlanVision681$54K$5K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal Services Plan Memberships50$7K$989

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 827 participants × $2,371 national average per member. Usually higher once dependents are counted.

$51K–$126K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$37K
Lower-cost therapeutic alternatives$22K–$45K
Generic pricing vs. actual cost$9K–$28K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Consolidated Pipe & Supply Company, Inc.
Sponsor EIN
63-0418384
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 63-0418384 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Consolidated Pipe & Supply Company, Inc. Employees' Profit Sharing 401(k) Plan and Trust
Type
401(k) plan
Participants
1,426

About this data

Source: Consolidated Pipe & Supply Company, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Consolidated Pipe & Supply Company, Inc..

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