Tractor & Equipment Company
Overview
Tractor & Equipment Company sponsors a self-funded health plan that covered 526 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 526 · prior year 513
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Tractor & Equipment Company Employee Benefit Plan, plan 501 (526 participants)
- Stop-loss carrier
- HM Life Insurance Company
- Broker compensation
- $237K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Prudential | Life, Long-term disability | 775 | $807K | $160K |
| Delta Dental Insurance Company | Dental | 182 | $332K | $36K |
| HM Life Insurance Company | Stop-loss | 526 | $325K | $32K |
| Vision Service Plan | Vision | 419 | $73K | $7K |
| RX Benefits, Inc. | Prescription drug | 526 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 526 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Tractor & Equipment Company
- Sponsor EIN
- 63-0211767
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 63-0211767 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Tractor & Equipment Company 401(k) Profit Sharing Retirement Plan
- Type
- 401(k) plan
- Participants
- 1,052
About this data
Source: Tractor & Equipment Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Tractor & Equipment Company.