Cooper-Standard Automotive Inc.
Overview
Cooper-Standard Automotive Inc. sponsors a self-funded health plan that covered 2,575 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,575 · prior year 2,705
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Welfare Benefits Plan for Salaried and Non-Union Hourly Employees of Cooper-Standard Automotive Inc., plan 501 (2,575 participants); Welfare Benefits Plan for Union-Represented Hourly Employees of Cooper-Standard Automotive Inc., plan 502 (1,269 participants)
- Broker compensation
- $257K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Minnesota Life Insurance Company | Life | 3,355 | $1.3M | $90K |
| Lincoln National Life Insurance Company | Long-term disability | 2,262 | $774K | $56K |
| Reliastar Life Insurance Company | Accident, Critical Illness, Hospital Con | 896 | $351K | $105K |
| Vision Service Plan | Vision | 1,405 | $311K | $6K |
| Curalinc LLC | EAP | 2,460 | $45K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,575 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cooper-Standard Automotive Inc.
- Sponsor EIN
- 34-0549970
- Plan numbers
- 501, 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 34-0549970 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Cooper-Standard Automotive Inc. Enhanced Investment Savings Plan
- Type
- 401(k) plan
- Participants
- 4,079
About this data
Source: Cooper-Standard Automotive Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cooper-Standard Automotive Inc..