Haworth International, Ltd.

Holland, MI ManufacturingNAICS 337000

Self-funded health planPlan year 2025Renews January
2,752Participants+1% vs. prior year
$6.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#27 of 138Manufacturing in MIBy participants

Overview

Haworth International, Ltd. sponsors a self-funded health plan that covered 2,752 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,752 · prior year 2,722
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Haworth Member Health and Welfare Plan, plan 501 (2,752 participants); Haworth Post-Retirement Medical Plan, plan 515 (786 participants)
Broker compensation
$146K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability2,625$1.5M$73K
The Lincoln National Life Insurance CompanyAttained Age Critical Illness, Group Accident618$451K$71K
Vision Service PlanVision2,686$372K—
Metropolitan General Insurance CompanyLegal584$75K$2K
National Union Fire Ins. Co. of PittsburghAD&D, Paralysis, Emergency Medical2,730——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.5M/ year

Estimated prescription spend: 2,752 participants × $2,371 national average per member. Usually higher once dependents are counted.

$170K–$418K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$50K–$124K
Lower-cost therapeutic alternatives$72K–$151K
Generic pricing vs. actual cost$31K–$94K
PBM contract terms$16K–$49K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Haworth International, Ltd.
Sponsor EIN
38-2101981
Plan numbers
501, 515
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-2101981 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Haworth Pension Plan
Type
Pension plan
Participants
4,368

About this data

Source: Haworth International, Ltd.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Haworth International, Ltd..

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