Copperpoint Insurance Companies
Overview
Copperpoint Insurance Companies sponsors a self-funded health plan that covered 801 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 801 · prior year 801
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Copperpoint Insurance Companies, plan 502 (801 participants)
- Stop-loss carrier
- HCC Life Insurance Company
- Broker compensation
- $119K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc. | Medical | 150 | $1.4M | — |
| HCC Life Insurance Company | Stop-loss | 587 | $1.0M | $47K |
| Unum Life Insurance Company | Life, Long-term disability | 784 | $492K | $37K |
| Reliastar Life Insurance Company | Accident, Critical Illness, Hospital Con | 354 | $135K | $29K |
| Fidelity Security Life Insurance Company | Vision | 1,146 | $95K | — |
| Pre-Paid Legal Services, Inc. DBA Legal Shield | Legal Services Plan Memberships | 172 | $40K | $6K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 801 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Copperpoint Insurance Companies
- Sponsor EIN
- 45-3829954
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 45-3829954 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Copperpoint Insurance Co. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,056
About this data
Source: Copperpoint Insurance Companies's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Copperpoint Insurance Companies.