Cornell University
Overview
Cornell University sponsors a self-funded health plan that covered 4,300 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,300 · prior year 3,889
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Weill Cornell Medical College Flexible Benefits Plan, plan 524 (4,300 participants)
- Broker compensation
- $4.2B across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| New York Life Group Insurance Company of New York | Business Travel Accident, Life, Long-term disability | 13,458 | $10.3M | — |
| Hartford Life and Accident | Life, Long-term disability | 10,288 | $7.9M | $4.2B |
| Aetna Life Insurance Company | Medical, Prescription drug, PPO, Dental, Vision | 1,307 | $7.1M | $132K |
| Metropolitan Life Insurance Company | Dental, Vision | 13,458 | $6.2M | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Ins. Co. of NY | Vision | 13,743 | $1.1M | — |
| Provident Life and Casualty Insurance Company | Short-term disability | 706 | $816K | $277K |
| Triple S Advantage | Medical, Prescription drug, Dental, Life, PPO | 60 | $187K | — |
| Provident Life and Accident Insurance Company | Short-term disability | 124 | $131K | $43K |
| Ace American Insurance Company | Accidental Death and Dismemberment | 10,288 | $5K | $707 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,300 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cornell University
- Sponsor EIN
- 15-0532082
- Plan number
- 524
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 15-0532082 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Cornell University Retirement Plan for the Employees of the Endowed Colleges at Ithaca
- Type
- Defined contribution plan
- Participants
- 27,549
About this data
Source: Cornell University's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cornell University.