Crash Champions, LLC

Westmont, IL Other servicesNAICS 811120

Self-funded health planPlan year 2025Renews January
1,871Participants+1% vs. prior year
$4.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 8Other services in ILBy participants

Overview

Crash Champions, LLC sponsors a self-funded health plan that covered 1,871 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,871 · prior year 1,858
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Crash Champions, LLC Texas Work-Related Injury Benefit Plan, plan 502 (1,871 participants)
Broker compensation
$1.2M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan, Inc.Medical, Prescription drug, HMO704$8.8M$614
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability12,560$6.6M$1.1M
Dearborn Life Insurance CompanyVision7,716$702K$118K
Legalplans, USALegal555$98K$15K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.4M/ year

Estimated prescription spend: 1,871 participants × $2,371 national average per member. Usually higher once dependents are counted.

$115K–$284K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$34K–$84K
Lower-cost therapeutic alternatives$49K–$103K
Generic pricing vs. actual cost$21K–$64K
PBM contract terms$11K–$33K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Crash Champions, LLC
Sponsor EIN
47-1529314
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-1529314 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Crash Champions 401(k) Plan
Type
401(k) plan
Participants
11,641

About this data

Source: Crash Champions, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Crash Champions, LLC.

Request a correction · Methodology