Joint Commission on Accreditation of Healthcare Organizations

Oakbrook Terrace, IL Other servicesNAICS 813000

Self-funded health planPlan year 2025Renews January
1,332Participants-2% vs. prior year
$3.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 8Other services in ILBy participants

Overview

Joint Commission on Accreditation of Healthcare Organizations sponsors a self-funded health plan that covered 1,332 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,332 · prior year 1,357
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Joint Commission on Accreditation of Healthcare Organizations Consolidated Welfare Plan, plan 502 (1,332 participants)
Stop-loss carrier
Blue Cross Blue Shield of Illinois
Broker compensation
$428K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Blue Cross Blue Shield of IllinoisMedical, Prescription drug, HMO, PPO, Stop-loss1,357$9.7M$326K
Prudential Insurance Company of AmericaLife, Long-term disability1,056$694K$87K
Vision Service PlanVision686$211K$4K
Delta Dental of IllinoisDental, HMO, PPO828$50K$5K
Metropolitan Life Insurance CompanvPet Insurance and Home/auto Policies27$40K$99
Alpha Dental Programs, Inc.Dental96$23K$2K
National Union Fire Ins. Co. of Pittsburgh, PAAD&D815$21K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.2M/ year

Estimated prescription spend: 1,332 participants × $2,371 national average per member. Usually higher once dependents are counted.

$82K–$202K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$60K
Lower-cost therapeutic alternatives$35K–$73K
Generic pricing vs. actual cost$15K–$45K
PBM contract terms$8K–$24K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Joint Commission on Accreditation of Healthcare Organizations
Sponsor EIN
36-2229255
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2229255 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Joint Commission Smart Saver 401(k) Plan
Type
401(k) plan
Participants
1,508

About this data

Source: Joint Commission on Accreditation of Healthcare Organizations's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Joint Commission on Accreditation of Healthcare Organizations.

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