Creative Multicare, LLC

Stockbridge, GA ConstructionNAICS 238900

Self-funded health planPlan year 2024Renews December
572ParticipantsFirst year on file
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Dec 2026Next renewalPlan year begins December 1
#17 of 23Construction in GABy participants

Overview

Creative Multicare, LLC sponsors a self-funded health plan that covered 572 participants in plan year 2024. The plan year starts in December. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
572
Plan year
Begins December 1 · next renewal December 2026
Health plans filed
Creative Multicare, LLC Employee Benefits Plan, plan 501 (572 participants)
Broker compensation
$98K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyShort-term disability, Supplemental Life, Dependent Life, Suppl, Life, Long-term disability572$221K$60K
Unum Insurance CompanyCritical Illness, Hospital Indemnity, Accident120$52K$33K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal Services Plan Memberships48$13K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 572 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$87K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning December 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Creative Multicare, LLC
Sponsor EIN
26-0004407
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-0004407 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Creative Retirement Plan
Type
401(k) plan
Participants
788

About this data

Source: Creative Multicare, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Creative Multicare, LLC.

Request a correction · Methodology