CTI Foods Holding Co., LLC

Southlake, TX ManufacturingNAICS 311900

Self-funded health planPlan year 2025Renews January
1,173Participants+14% vs. prior year
$2.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#72 of 149Manufacturing in TXBy participants

Overview

CTI Foods Holding Co., LLC sponsors a self-funded health plan that covered 1,173 participants in plan year 2025, up 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,173 · prior year 1,026
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CTI Foods Holding Co., LLC Health and Welfare Benefit Plan, plan 501 (1,173 participants)
Broker compensation
$106K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaDental, Vision, Life, Long-term disability410$998K$106K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.8M/ year

Estimated prescription spend: 1,173 participants × $2,371 national average per member. Usually higher once dependents are counted.

$72K–$178K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$53K
Lower-cost therapeutic alternatives$31K–$65K
Generic pricing vs. actual cost$13K–$40K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
CTI Foods Holding Co., LLC
Sponsor EIN
14-1888320
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 14-1888320 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
CTI Foods 401(k) Plan and Trust
Type
401(k) plan
Participants
1,549

About this data

Source: CTI Foods Holding Co., LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CTI Foods Holding Co., LLC.

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