Curtis Maruyasu America, Inc.

Lebanon, KY ManufacturingNAICS 336300

Self-funded health planPlan year 2025Renews January
520Participants+2% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#33 of 33Manufacturing in KYBy participants

Overview

Curtis Maruyasu America, Inc. sponsors a self-funded health plan that covered 520 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
520 · prior year 512
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Curtis Maruyasu America, Inc. Group Benefits Plan, plan 501 (520 participants)
Broker compensation
$82K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability552$496K$74K
Delta Dental of KentuckyDental976$216K$8K
Vision Service PlanVision535$42K$19

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 520 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$79K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Curtis Maruyasu America, Inc.
Sponsor EIN
35-1605596
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-1605596 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Curtis Maruyasu America, Inc. 401(k) Savings Plan
Type
401(k) plan
Participants
613

About this data

Source: Curtis Maruyasu America, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Curtis Maruyasu America, Inc..

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