Yokohama Industries Americas, Inc.

Versailles, KY ManufacturingNAICS 336300

Self-funded health planPlan year 2025Renews January
662Participants-1% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#26 of 33Manufacturing in KYBy participants

Overview

Yokohama Industries Americas, Inc. sponsors a self-funded health plan that covered 662 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
662 · prior year 666
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Yokohama Industries Americas, Inc. Employee Benefit Plan, plan 501 (662 participants)
Broker compensation
$65K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance StandardLife, Short-term disability, Long-term disability, Accidental Death and Dismemberment460$506K$52K
American Heritage Life Insurance CompanyAccident, Cancer107$74K$7K
Fidelity Security Life Insurance CompanyVision485$44K$7K
All One HealthEmployee Assistance Program438$6K—
National Union Fire Ins. Co. of Pittsburgh, PABusiness Travel Accident438$950$285

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 662 participants × $2,371 national average per member. Usually higher once dependents are counted.

$41K–$101K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Yokohama Industries Americas, Inc.
Sponsor EIN
61-1161883
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-1161883 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Yokohama Industries Americas Inc. Profit Sharing & 401(k) Plan
Type
401(k) plan
Participants
1,015

About this data

Source: Yokohama Industries Americas, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Yokohama Industries Americas, Inc..

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