Dean Dorton Allen Ford, PLLC

Lexington, KY Professional servicesNAICS 541211

Self-funded health planPlan year 2025Renews January
528Participants+27% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 3Professional services in KYBy participants

Overview

Dean Dorton Allen Ford, PLLC sponsors a self-funded health plan that covered 528 participants in plan year 2025, up 27% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
528 · prior year 417
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Dean Dorton Allen Ford, PLLC Welfare Benefit Plan, plan 501 (528 participants)
Broker compensation
$88K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability528$353K$70K
Delta Dental of KentuckyDental829$231K$12K
Anthem Health Plans of Kentucky, Inc.Vision720$42K$5K
Pre-Paid Legal Services, Inc. DBA LegalsheildLegal Services Plan Memberships94$10K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 528 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$80K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Dean Dorton Allen Ford, PLLC
Sponsor EIN
27-3858252
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-3858252 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Dean Dorton Allen Ford, PLLC Retirement Plan
Type
401(k) plan
Participants
697

About this data

Source: Dean Dorton Allen Ford, PLLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Dean Dorton Allen Ford, PLLC.

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