Deborah Heart and Lung Center

Browns Mills, NJ Health careNAICS 621498

Self-funded health planPlan year 2025Renews January
1,150Participants-2% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#29 of 53Health care in NJBy participants

Overview

Deborah Heart and Lung Center sponsors a self-funded health plan that covered 1,150 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,150 · prior year 1,177
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Deborah Heart and Lung Center Benefits Plan, plan 509 (1,150 participants)
Broker compensation
$224K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyStop Loss1,169$1.5M$154K
Life Insurance Company of North AmericaLong-term disability, Life, Accidental Death and Dismemberment808$521K$59K
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co.Vision1,089$88K$9K
Wellworks for YouWellness868$51K$2K
Empathia, Inc.Employee Assistance Program1,150$24K—
Horizon Healthcare Dental, Inc.Dental47$17K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,150 participants × $2,371 national average per member. Usually higher once dependents are counted.

$71K–$175K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$52K
Lower-cost therapeutic alternatives$30K–$63K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Deborah Heart and Lung Center
Sponsor EIN
23-1550955
Plan number
509
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-1550955 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Deborah Heart and Lung Center 401(k) Plan
Type
401(k) plan
Participants
1,776

About this data

Source: Deborah Heart and Lung Center's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Deborah Heart and Lung Center.

Request a correction · Methodology