Delmar Gardens Enterprises, Inc.

Chesterfield, MO Health careNAICS 623000

Self-funded health planPlan year 2024Renews June
1,245ParticipantsFirst year on file
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jun 2027Next renewalPlan year begins June 1
#21 of 35Health care in MOBy participants

Overview

Delmar Gardens Enterprises, Inc. sponsors a self-funded health plan that covered 1,245 participants in plan year 2024. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, short-term disability, long-term disability, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,245
Plan year
Begins June 1 · next renewal June 2027
Health plans filed
Delmar Gardens Enterprises, Inc. Health Plan, plan 501 (1,245 participants)
Broker compensation
$54K across insured contracts
MedicalLife insuranceShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaAD&D, Life, Short-term disability, Long-term disability1,711$961K$54K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,245 participants × $2,371 national average per member. Usually higher once dependents are counted.

$77K–$189K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$56K
Lower-cost therapeutic alternatives$33K–$68K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning June 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Delmar Gardens Enterprises, Inc.
Sponsor EIN
43-1066632
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-1066632 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Delmar Gardens Enterprises, Inc. 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
4,310

About this data

Source: Delmar Gardens Enterprises, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Delmar Gardens Enterprises, Inc..

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