Mers/missouri Goodwill Industries

St Louis, MO Health careNAICS 624310

Self-funded health planPlan year 2025Renews January
1,324Participants+19% vs. prior year
$3.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#18 of 35Health care in MOBy participants

Overview

Mers/missouri Goodwill Industries sponsors a self-funded health plan that covered 1,324 participants in plan year 2025, up 19% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,324 · prior year 1,109
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mers/missouri Goodwill Industries Employee Welfare Benefit Plan, plan 501 (1,324 participants)
Broker compensation
$143K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaShort-term disability, Life1,875$475K$56K
Delta Dental of MissouriDental1,471$421K$76K
Advantica Insurance CompanyVision1,238$75K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.1M/ year

Estimated prescription spend: 1,324 participants × $2,371 national average per member. Usually higher once dependents are counted.

$82K–$201K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$60K
Lower-cost therapeutic alternatives$35K–$73K
Generic pricing vs. actual cost$15K–$45K
PBM contract terms$8K–$24K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mers/missouri Goodwill Industries
Sponsor EIN
43-0652657
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-0652657 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mers/missouri Goodwill 403b Plan
Type
Defined contribution plan
Participants
4,547

About this data

Source: Mers/missouri Goodwill Industries's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mers/missouri Goodwill Industries.

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