Delta Air Lines, Inc.
Overview
Delta Air Lines, Inc. sponsors a self-funded health plan that covered 13,127 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 13,127 · prior year 13,257
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Delta Retiree Medical Account Plan, plan 549 (13,127 participants); Delta Air Lines, Inc. Medical Premium Reimbursement Plan, plan 542 (9,277 participants); Northwest Airlines, Inc. Group Medical Plan, plan 547 (880 participants)
- Broker compensation
- $895K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Short-term disability | 134,596 | $130.2M | $895K |
| Fidelity Security Life Insurance Company | Vision | 154,753 | $10.2M | — |
| Ace American Insurance Company | Accidental Death & Dismemberment | 104,710 | $10.1M | — |
| Kaiser Foundation Health Plan, Inc. | Medical, Prescription drug, Dental, Vision | 453 | $3.6M | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 13,127 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Delta Air Lines, Inc.
- Sponsor EIN
- 58-0218548
- Plan numbers
- 549, 542, 547
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 58-0218548 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Delta 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 112,027
About this data
Source: Delta Air Lines, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Delta Air Lines, Inc..


