Desert de ORO Foods
Overview
Desert de ORO Foods sponsors a self-funded health plan that covered 2,792 participants in plan year 2025, about the same as the prior year. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,792 · prior year 2,792
- Plan year
- Begins July 1 · next renewal July 2027
- Health plans filed
- Desert de ORO Foods Health and Welfare Plan, plan 501 (2,792 participants)
- Broker compensation
- $13K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| American United Life Insurance Company | Life, Short-term disability | 2,393 | $38K | $5K |
| Assurity Life Insurance Company | Accident, Critical Illness, Hospital Ind | 834 | $34K | $9K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,792 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Desert de ORO Foods
- Sponsor EIN
- 86-0418856
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 86-0418856 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Desert de ORO Foods's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Desert de ORO Foods.