Raley's Arizona LLC

Chandler, AZ RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
2,818Participants-28% vs. prior year
$6.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 14Retail in AZBy participants

Overview

Raley's Arizona LLC sponsors a self-funded health plan that covered 2,818 participants in plan year 2025, down 28% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,818 · prior year 3,903
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Bashas' Group Welfare Benefit Plan, plan 502 (2,818 participants)
Broker compensation
$330K across insured contracts
MedicalLife insuranceDentalShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLong-term disability, Life3,038$1.1M$171K
American Heritage Life Insurance CompanyCancer, Critical Illness1,780$1.1M$159K
Vision Service PlanVision2,099$249K—
Integrated Behavioral HealthEmployee Assistance Program2,809$101K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.7M/ year

Estimated prescription spend: 2,818 participants × $2,371 national average per member. Usually higher once dependents are counted.

$174K–$428K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$51K–$127K
Lower-cost therapeutic alternatives$74K–$155K
Generic pricing vs. actual cost$32K–$96K
PBM contract terms$17K–$50K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Raley's Arizona LLC
Sponsor EIN
87-2167964
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 87-2167964 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Bashas' Employees Defined Benefit Pension Plan and Trust
Type
Pension plan
Participants
4,265

About this data

Source: Raley's Arizona LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Raley's Arizona LLC.

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