Deutsche Bank Americas Holding Corp.

New York, NY Holding companiesNAICS 551111

Self-funded health planPlan year 2025Renews January
1,597Participants-7% vs. prior year
$3.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 8Holding companies in NYBy participants

Overview

Deutsche Bank Americas Holding Corp. sponsors a self-funded health plan that covered 1,597 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,597 · prior year 1,725
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Deutsche Bank Retiree Health Reimbursement Arrangement, plan 511 (1,597 participants)
Broker compensation
$474K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Zurich American Life Insurance Company of New YorkShort-term disability, Long-term disability7,575$4.8M$69K
Metropolitan Life Insurance CompanyLife11,839$4.0M$150K
Aetna Life Insurance Co.Medical, Dental6,895$1.2M$202K
Vision Service PlanVision4,874$1.0M—
John Hancock Life Insurance CompanyGroup Long Term Care Insurance217$454K$45K
Metropolitan General Insurance CompanyLegal2,326$395K$9K
American Family Life Assurance Co. of NYShort-term disability, Long-term disability7,777$323K—
Aetna Behavioral Health, LLCEmployee Assistance Program6,700$197K—
Ace American Insurance CompanyBusiness Travel Accident8,141$72K—
Health and Human Resource CenterEmployee Assistance Program273$5K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.8M/ year

Estimated prescription spend: 1,597 participants × $2,371 national average per member. Usually higher once dependents are counted.

$98K–$243K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$29K–$72K
Lower-cost therapeutic alternatives$42K–$88K
Generic pricing vs. actual cost$18K–$55K
PBM contract terms$9K–$28K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Deutsche Bank Americas Holding Corp.
Sponsor EIN
13-3645372
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-3645372 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Deutsche Bank Cash Account Pension Plan
Type
Pension plan
Participants
11,994

About this data

Source: Deutsche Bank Americas Holding Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Deutsche Bank Americas Holding Corp..

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