National Fuel Gas Company
Overview
National Fuel Gas Company sponsors a self-funded health plan that covered 1,961 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,961 · prior year 1,952
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Group Health Insurance Plan, plan 504 (1,961 participants); Prescription Drug Plan, plan 503 (1,315 participants)
- Stop-loss carrier
- Highmark Bluecross Blueshield of WNY
- Broker compensation
- $29K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Independent Health | Medical | 373 | $2.2M | — |
| Highmark Bluecross Blueshield of WNY | Medical, Prescription drug, Dental, Vision, Stop-loss | 130 | $869K | — |
| MetLife Insurance Co. | Life, Long-term disability | 2,862 | $789K | $5K |
| Eyemed Vision Care | Vision | 2,919 | $206K | — |
| Hartford Life and Accident Insurance Company | Travel Accident | 1,123 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,961 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- National Fuel Gas Company
- Sponsor EIN
- 13-1086010
- Plan numbers
- 504, 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-1086010 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- National Fuel Gas Company Retirement Plan
- Type
- Pension plan
- Participants
- 3,082
About this data
Source: National Fuel Gas Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with National Fuel Gas Company.